

Navigating the mortgage market alone can be overwhelming. Lenders have different criteria, rates, and hidden costs. As an independent broker, Protect & Lend removes the guesswork. We compare the full market to secure the best deal based on your income, deposit, credit history, and future plans.
We'll help you understand:
- - How much you can borrow
- - What deposit you need
- - The differences between fixed, tracker, or variable rates
- - Term lengths and repayment options
- - Any additional costs like fees, insurance, or surveys

- - Whole-of-market access: More options than going direct to a lender
- - 5-star rated service: Trusted across the UK
- - Independent and impartial: Advice based on what’s best for you
- - Flexible appointments: Face-to-face or virtual, at a time that suits you
- - Real human support: No bots, just helpful, qualified advisers


Our advisers are not tied to any one bank or lender, so you’ll always receive impartial guidance that puts your needs first. We explain everything in plain English and make sure you understand every step before moving forward.
Whether you’re buying your first flat, upsizing to accommodate a growing family, or relocating for work, we ensure the process is clear, efficient, and stress-free.
Online or in person, we’ll get to know your goals and financial situation.
We search across 130+ lenders for the most suitable mortgage options.
You’ll receive clear advice with pros and cons of each deal.
We complete the paperwork and submit your application for you.
We stay in touch to help you remortgage or adjust your deal later down the line.
Let’s Get You Moving
Thinking of buying a new home? It starts with the right mortgage. Protect & Lend is ready to help you move forward with confidence.
Book your free consultation today and take the first step toward your next property.